Lakecharles wrote:
No mandatory law here in Indiana... nor Ohio, or Illinois, or Kentucky... or Pennslvania

Better check that Kentucky law again. We have a helmet law. Noone under 21 without a helmet, noone over 21 that cant show proof of health insurance when registering their bike. If you dont have insurance you MUST wear a helmet. Also approved eyewear. That being said, I wear one sometimes but not all the time. I dont think our state should turn communist and make me wear one just yet.(I have VERY VERY good insurance)

Here is the law in Ky:

Title XVI. Motor Vehicles. Chapter 189. Traffic Regulations; Vehicle Equipment and Storage. Section 189.285 Regulations for Operating and Riding On Motorcycles. :
. . . (3) The following persons shall be required to wear protective headgear, in the manner prescribed by the secretary of the Transportation Cabinet, at all times the motorcycles they are riding are in motion on a public highway:
(a) A person under the age of twenty-one (21) years who is operating a motorcycle or who is a passenger on a motorcycle or in a sidecar attachment;
(b) A person who possesses a motorcycle instruction permit and who is operating a motorcycle;
(c) A person who has held a valid motorcycle operator's license, or combination motor vehicle-motorcycle operator's license, for less than one (1) year and who is operating a motorcycle; and
(d) Any person who does not provide proof of health insurance to the county clerk when registering a motorcycle in accordance with Section 2 of this Act.

(4) A motorcycle operator authorized to drive a motorcycle on an instruction permit shall not be authorized to carry passengers.

SECTION 2. A NEW SECTION OF KRS CHAPTER 186 IS CREATED TO READ AS FOLLOWS:

(1) A person over the age of twenty-one (21) years who wishes to operate a motorcycle without wearing protective headgear shall provide proof of health insurance coverage to the county clerk when obtaining or renewing the registration on any motorcycle registered in the person's name. The Transportation Cabinet shall develop, and the county clerk shall provide to the applicant, a decal to affix to the applicant's license plate signifying that the applicant has health insurance and may operate a motorcycle without wearing protective headgear. The applicant shall pay a fee of three dollars ($3) to the county clerk for the decal.

(2) The county clerk shall notify the insurer that upon nonrenewal or cancellation of a health insurance policy for a person under subsection (1) of this section, the insurer shall immediately notify the Department of Vehicle Regulation.

(3) Upon notification to the Department of Vehicle Regulation from an insurance company of the cancellation or nonrenewal of a policy under subsection (2) of this section, the department shall immediately notify the insured. Notification to the insured shall state that the insured's policy is no longer valid and that the insured shall have thirty (30) days to show proof of health insurance to the department or the county clerk. The department shall further inform the insured that if evidence of health insurance coverage is not received within thirty (30) days the department shall suspend the operator's license of the insured for ninety (90) days, or until the person presents proof of health insurance to the department or the county clerk and pays the reinstatement fee required by KRS 186.440 and the relicensing fee required by KRS 186.450.