When I was learning to ride at MSF school, I was told to use both brakes to stop. Well you know where this goes... I locked the front brake as the handlebars were turned a bit, lost control, flipped over the handle bars, I rolled once or twice, got up on my feet (it was embarrassing) as if it was cool, nothing happened, but I was in pain. Really screwed up the bike (250 honda rebel I think). For $250, I got to get a license to kill myself and was able to wreck a bike at no additional cost.

I've had my R* for over 5 years, I've dropped it once, going low speed into my driveway, came to a stop (raised curb) and my feet didn't reach the ground, off to the left I go. My wife was on the back at the time. In my defense I was operating on little sleep and was really tired (ok, that makes things worse ) . The floorboards protected most of the impact. A few scratches on a turn signal was the only damage I had.

Done the get off the bike without the kickstand down probably twice, but I've always caught it before she fell.