A BB kit cost the same whether the bike is paid for or not.
True, but if you are not budgeting for a 450.00 bike payment every month, probably seems a little more “do-able” from the disposable income perspective.
The $450 is why we all ride what we do. Most of us could buy any bike made if we wanted to, we are just either all to cheap or thrifty with our money and refuse to justify spending 25K to buy anything more than we did. Keep in mind that the Indian is like a HD in price and for the person buying 1 and is OK with that kind of payment options are nice and mods (even engine mods) are just another thing for us modaholics to buy and play with.
You summed it all up well, JD. For myself, to get a better price I bought used. Bike was three years old. Did a pile of research. Chose a 2014 Indian Chieftain. Would I put a stage 1, 2 or3 in it? Nope. It is perfectly fine the way I bought it - all stock. Sure after having the taste of upgrading a Road Star I will do a few things like an after market seat, some new grips, maybe mirrors. Small stuff.
Love the bike, enjoy the sound if it, factory, would buy one again (used).
The BB kit is 2579.99 CAD$$$$ plus dealer install. Never mind the exhaust, intake and ECU updates required, if not done already.