wild_mac (User)
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Posts: 390
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wondering what the insurance will do 10 Months, 3 Weeks ago
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hi all, as some of you know i had a bike accident friday night,i figure the insurance adjuster will be here this week to look at the bike,just wondering what the norm is per say when it comes to fixing it or will it be written off because of its yr,i'm sort of in a limbo not knowing to look for a bike or parts,,thanks
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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Hope your feeling better today. I know you listed what was damaged but I don't remember. If the frame it bent anywhere they usually scrap it.
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06 Midnight Silverado
*nothing shines like a star*
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wild_mac (User)
Senior Boarder
Posts: 390
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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shoulder is still a bit sore,some stiffness in my legs,but coming around,thanks,the frame dont appear bent,but a buddy of mine seems to think their write it off because of its age,all i see is the fender and rail,the forks bent at the top,handlebars are bent a bit,crash bar drove back on the left side and sheared the floorboard off,signal light on left side,i dont think the wheel or tire is hurt
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wild_mac (User)
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Posts: 390
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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wild mac wrote:
shoulder is still a bit sore,some stiffness in my legs,but coming around,thanks,the frame dont appear bent,but a buddy of mine seems to think their write it off because of its age,all i see is the fender and rail,the forks bent at the top,handlebars are bent a bit,crash bar drove back on the left side and sheared the floorboard off,signal light on left side,i dont think the wheel or tire is hurt oh yeah almost forgot quite a softball size dent in the right side of the tank dont know what caused that
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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I'm not an insurance adjuster, but I'd say if the forks are bent, along with all that other damage, you may be looking for a new ride soon. Id still try and buy it back and part it out of there's anything worth parting out anyway.
Id be almost willing to bet the guy will say since the forks are bent that the frame must be bent as well... Again, I'm not an adjuster, just what I think you might hear when he comes.
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I was born An AR in my hands Behind the gun Ill make my final stand And thats why they call me Bad Company
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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From the looks of the pictures you posted after the wreak, I can see why they totaled it. If you were in the States, it might be worth it to buy back for next to nothing and part out. Canada has all those import/export regulations that would make it a pain in the butt. Hope they are making it worth the loss.
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Ask me about my attention deficit disorder or my pie or my cat. A dog. I have a bike. Do you like TV? I saw a rock. Hi.
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Big Dawg (User)
On the road again . . .
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Posts: 1287
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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For the most part, it's simply a factor of how it would cost to repair the bike vs. the book value. And by book value, I don't think they give you a lot of credit for extras.
I don't think it costs a lot to buy it back. My dad had an accident a year or so ago in his Kia Van. There was just body damage, but they totaled it. They were going to give his a little over 6K for it.
He bought it back with a salvage title for a grand and has been driving it ever since.
BD
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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Glad you are up and about. I crashed in April. Have a 2001 with 34,000+ miles. Had $3062 in damage $22 short of totaling it out. Said book was $4750 and extras are just a cost to you. This is in Minnesota
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Re:wondering what the insurance will do 10 Months, 3 Weeks ago
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buy back was $1600
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